Beat Age at Its Own Game
Choose Age Shield today and enjoy the benefit of paying renewal premiums based on your entry age until your first paid claim.
Key Benefits
Pay Like It's Day 1
Keep paying the same premium as at your entry age at every renewal until a claim is paid.
Example: If you purchase the plan at the age of 25, you continue paying the premium applicable to a 25-year-old at every renewal. Once a claim is paid, the premium shifts to your current age band from the next renewal.
Quick Scenarios
Scenario 1: Young Individual
Age: 25 Years
Sum Insured: INR 10 Lakhs
The policyholder continues paying the premium applicable to age 25 at every renewal until the first paid claim. After a claim is paid, the premium is recalculated according to the policyholder's current age band from the next renewal.
Scenario 2: Family Floater
Eldest Member Age: 34 Years
The premium remains locked at the age of 34 for every renewal. If any insured family member makes a successful claim, the premium moves to the current age band from the following renewal period.
Why Choose Age Shield?
Age Shield is Maternity health insurance designed to help policyholders protect themselves from increasing renewal premiums that typically rise with age. The rider offers a unique opportunity to maintain affordability by locking premiums to the entry age until the first paid claim occurs.
Important Information
Please refer to the policy wording for complete terms and conditions.
Product UIN: My Health Care Plan - BAJHLIP26074V022526
SMART Riders: BAJHLIA27077V012627
Contact Information
Bajaj General Care Advisor: 1800 209 0144
Website: bajajgeneralinsurance.com
Sales Support: 1800 209 0144
Customer Service: 1800 209 5858
Disclaimer
Bajaj General Insurance Ltd. (Formerly Known As Bajaj Allianz General Insurance Co. Ltd.)
For more details on risk factors, benefits, exclusions, limitations, and terms & conditions, please read the sales brochure carefully before concluding a sale.
ADCODE: BGI-O-0952 / 15-05-2026